Leaflets sent out in 2011 and 2010 are available below. Leaflets are not produced for all types of policy. Fact sheets dated January 2011 are also available below. Fact sheets are not produced for all types of policy. The tables below will help you find the information (where available) that applies to your policy. If you have any difficulties in deciding which leaflet(s) you should read, please contact us.
| Type of Policy |
How Can I Tell? |
Traditional with-profits policy.
- Endowment
- Whole of Life
- Pension or deferred annuity
|
Your policy has a sum assured (or, for pension or deferred retirement annuity policies, an annuity or cash sum).
|
2011 leaflet:
- Former Britannia Life Limited / FS assurance:
- Former Britannia Life Assurance / Crusader:
- Former Life Association of Scotland - UK business:
- Former Life Association of Scotland - Irish business:
2010 leaflet:
- Former Britannia Life Limited / FS assurance:
- Former Britannia Life Assurance / Crusader:
- Former Life Association of Scotland - UK business:
- Former Life Association of Scotland - Irish business:
January 2011 fact sheet:
- Former Britannia Life Limited / FS Assurance endowment:
- Former Britannia Life Assurance / Crusader endowment:
- Former Life Association of Scotland - UK business endowment:
Fact sheets are not available for other types of traditional with-profits policy.
|
|
| Type of Policy |
How Can I Tell? |
|
Unitised with-profits policy.
|
- Your policy is called a Homeplan.
- Your policy is a personal pension, Free standing AVC or executive pension plan (but these policy descriptions are not unique to this group).
|
2011 leaflet:
2010 leaflet:
There are no fact sheets available.
|
|
| Type of Policy |
How Can I Tell? |
Policy invests in the
- With-profits performance fund
- With-profits pension fund
|
Your policy is a called:
- Mortgage Minder
- Universal Whole Life or Your Whole Life
- Capital Investment Bond
Your policy is a personal pension or executive pension plan (but these policy descriptions are not unique to this group).
|
2011 leaflet:
2010 leaflet:
There are no fact sheets available.
|
|
| Type of Policy |
How Can I Tell? |
|
Former Britannia Life Assurance / Crusader Growth Bonus Series H
|
Growth Bonus Series H policies were originally former Britannia Life Assurance / Crusader Insurance special 10 year endowments. The maturity proceeds at the end of 10 years were left invested and have subsequently received Growth Bonus Series H bonuses.
|
2011 leaflet:
2010 leaflet:
There are no fact sheets available.
|
|
Corporate (Group Pension Scheme) Business
If you are a member of pension scheme
|
|
| Type of Policy |
How Can I Tell? |
|
Traditional with profits pension or deferred annuity policy
|
Your policy has an annuity or cash sum.
|
2011 leaflet:
- Former Britannia Life Limited / FS assurance:
- Former Britannia Life Assurance / Crusader:
- Former Life Association of Scotland - UK business:
- Former Life Association of Scotland - Irish business:
2010 leaflet:
- Former Britannia Life Limited / FS assurance:
- Former Britannia Life Assurance / Crusader:
- Former Life Association of Scotland - UK business:
- Former Life Association of Scotland - Irish business:
There are no fact sheets available.
|
|
|
| Type of Policy |
How Can I Tell? |
|
Unitised with-profits pension policy
|
Your policy is a personal pension, AVC or executive pension plan (but these policy descriptions are not unique to this group).
|
2011 leaflet:
2010 leaflet:
There are no fact sheets available.
|
|
| Type of Policy |
How Can I Tell? |
|
Policy invests in the Assured Growth Fund / Scheme (sometimes called the Capital Guarantee Fund) pension policy
|
This includes policies called:
- Alpha plan
- Beta plan
- Omega plan
- Group pension plan
but includes other pension, AVC, money purchase, investment and buy out policies.
|
2011 leaflet:
2010 leaflet:
There are no fact sheets available.
|
|
| Type of Policy |
How Can I Tell? |
|
Pension deposit administration policy other than those invested in the Assured Growth Fund / Scheme or the Capital Guaranteed Fund or Laserplan policies.
|
This includes policies called:
- Versatile plan
- Nestegg plan
but includes other pension, AVC, money purchase, investment and buy out policies.
|
2011 leaflet:
2010 leaflet:
There are no fact sheets available.
|
|
| Type of Policy |
How Can I Tell? |
|
Pension deposit administration Laserplan policy
|
Policy is called Laserplan
|
There is no leaflet in addition to any personalised statement we sent you.
There are no fact sheets available.
|
|
| Type of Policy |
How Can I Tell? |
|
Policy invests in the Unitised Capital Guarantee Fund
|
Policy invests in the Unitised Capital Guarantee Fund.
|
2011 leaflet:
2010 leaflet:
There are no fact sheets available.
|
|
| Type of Policy |
How Can I Tell? |
Policy invests in the
with-profits pension fund
|
Your policy is a personal pension or executive pension plan (but these policy descriptions are not unique to this group).
|
2011 leaflet:
2010 leaflet:
There are no fact sheets available.
|
|
If you are a pension scheme trustee or administrator
|
|
| Type of Policy |
How Can I Tell? |
|
Deposit administration policy based on the Assured Growth Fund / Scheme (sometimes called the Capital Guarantee Fund)
|
This includes policies called:
- Alpha plan
- Beta plan
- Omega plan
- Group pension plan
but includes other pension, AVC, money purchase, investment and buy out policies.
|
2011 leaflet:
2010 leaflet:
There are no fact sheets available.
|
|
| Type of Policy |
How Can I Tell? |
|
Emeritus deposit administration policy
|
Policy is called Emeritus
|
2011 leaflet:
2010 leaflet:
There are no fact sheets available.
|
|
| Type of Policy |
How Can I Tell? |
|
Deposit administration policy based on the Long Term Accumulation System
|
Policy refers to Long Term Accumulation System.
|
2011 leaflet:
2010 leaflet:
There are no fact sheets available.
|
|
| Type of Policy |
How Can I Tell? |
|
Controlled Funding
|
Controlled funding money purchase or final salary pension scheme.
|
2011 leaflet:
- Former Britannia Life Limited / FS assurance: There is no leaflet in addition to any personalised statement we sent you.
- Former Britannia Life Assurance / Crusader:
- Former Life Association of Scotland: There is no leaflet in addition to any personalised statement we sent you.
2010 leaflet:
- Former Britannia Life Limited / FS assurance: There is no leaflet in addition to any personalised statement we sent you.
- Former Britannia Life Assurance / Crusader:
- Former Life Association of Scotland: There is no leaflet in addition to any personalised statement we sent you.
There are no fact sheets available.
|
|
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